When buying a home in Pune, one of the most important decisions is choosing between an under-construction and a ready-to-move-in property. Both options have their pros and cons, and the right choice depends on your financial goals, urgency, and risk tolerance. At Vice Heights, we help buyers make informed real estate decisions with expert insights.
Advantages of Under-Construction Properties
1. Lower Prices
Under-construction properties are generally 15-20% cheaper than ready-to-move-in homes. This makes them a great option for investors looking to maximize returns.
2. Flexible Payment Plans
Builders offer various payment schemes, including construction-linked plans and easy EMI options, reducing the financial burden on buyers.
3. Higher Appreciation Potential
Since the property is still being developed, it has a higher appreciation rate by the time of possession, making it a lucrative investment.
Advantages of Ready-to-Move-In Properties
1. No Waiting Period
One of the biggest advantages is immediate possession, eliminating the risk of project delays.
2. No GST
Ready properties do not attract GST, whereas under-construction properties come with a 5% GST charge.
3. What You See Is What You Get
With a ready-to-move-in home, you can inspect the actual property, its surroundings, and amenities before making a purchase.
Conclusion
If you are looking for immediate occupancy and a hassle-free buying experience, a ready-to-move-in home is the best choice. However, if you are an investor or someone looking for better returns in the long run, an under-construction property may be a better option. Vice Heights can assist you in making the right decision based on your budget and goals.